Lowes Credit Card

Lowes Credit Card which is owned by GEMB (GE money bank) offers us 2 versions of card. The only difference between them is that one of them is meant to be used by a regular customer, and the second is for business customers only. Lowe’s offers rather attractive features for its cardholders.

Features & Benefits

Having Loves Card is a great benefit. Let’s find out why:

1. No annual fee


2. APR of 21.9%


3. Online request for credit balance refund


4. Grace period of 26 days Low monthly payments


5. Online request for credit balance refund


6. Grace period of 26 days

• – Addition of authorized users without any charge


• – Three versions of card design


• – E-bill facility to receive online bills


• – Card replacement service


• – Facilitation of credit line change


• – Online card account access is protected by the Secured Socket Layer

Restrictions

If you are going to have a Lowes Credit Card, you should also know everything about it’s restrictions. They are:

* The cards do not offer any inaugural APR.

* Payments dispatched by mail take seven to ten days in processing.

* Requests for changing the due date of payments are not entertained.

* Gift cards are not accepted as a mode of making card payments.

Want to Apply for the Card?

Applicants who have a fair credit history usually receive approval for the credit card.Important factors, such as income of the applicant are also taken into consideration before giving the approval. As usual, 7 out of 10 applicants get approved. The approval of the Lowes Credit Card takes about 2 weeks.

Source by Alex Andreev

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Lowes Credit Card