PC Banking - Get Your Bank at Your Doorstep

The concept of PC  Banking  is very much similar to Internet  banking . This article intends to provide you a brief overview regarding the same.

Advantages Of PC  Banking 

Following are some of the advantages of PC  Banking :

o PC  Banking  allows you round-the-clock access.

o You do not need to stand in queue in order to perform important  banking  transactions. The PC  Banking  allows you to do just that right from the ultimate comfort and privacy of your homes.

o In comparison to the Internet  banking  system, the PC  Banking  provides you increased security.

o Since the level of security is much higher in PC  Banking , you can access much more services than what you can through Internet  banking .

o What is more, even the speed of the  banking  transactions is much faster than Internet  banking .

o If you are using a personal financial management software and want the inputs from your checking, savings and money market accounts, PC  Banking  makes it possible for you to download the relevant data right into the software program.

o You can also check your balances and enjoy the convenience and power of electronic fund transfer. In fact, you can get all the advantages that Internet  banking  has to offer.

This way, we can say that PC  Banking  is just an advanced version of Internet  banking .

Disadvantages Of PC  Banking 

Following are some of the drawbacks with PC  Banking  system.

o You can find the Internet  banking  facility with almost every  bank , but PC  Banking  has yet not gained that much popularity.

o The biggest disadvantage of using this  banking  system is that it lacks personal interaction between you and  bank .

o You need to install a specialist software program in your PC in order to use the PC  Banking  system.

o Unlike the internet  banking , where you can access your  bank  account from any PC with an internet connection, the PC  Banking  system allows you to access your  banks  accounts only from the PC on which the required software has been installed.

o Deposit and withdrawal of cash is not possible through PC  Banking  system. You need to walk into the  bank  branch or ATMs for such transactions.

Technical Requirements for PC  Banking 

You need the following things to access PC  Banking  system.

o A personal computer with access to Internet

o Any of the specialist financial software programs, including Quicken®: version 2005 or later, QuickBooks®: version 2005 or later, and Microsoft Money®: version 2005 or later. These are some of the specialized software programs that work with PC  Banking .

Source by Al Falaq Arsendatama

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PC Banking - Get Your Bank at Your Doorstep